$397,499
Surprise, AZ 85374
MLS# 7001098
4 beds | 3 baths
1 / 26
Property Description
ASSUMABLE 5% FHA LOAN & OWNED SOLAR. This Home Comes With Fully Owned Solar, No Lease! Located In Mountain Vista Ranch, This Beautifully Upgraded 4 Bed, 2.5 Bath Home Features New Wood Laminate Flooring, Fresh Carpet, And Interior Paint. The Kitchen Offers Refinished Cabinetry, Updated Hardware, And A Stylish Backsplash. Enjoy A Spacious Open-Concept Great Room And Convenient Downstairs Powder Room. Upstairs Offers Generous Bedrooms, While The Primary Suite Includes A Large Walk-In Closet, Upgraded Shower, And Private Toilet Room. The Backyard Is Designed For Relaxation With Lush Greenery, Pet-Friendly Turf, And A Side Deck For Added Outdoor Living. Great Curb Appeal In A Peaceful Setting; Come See Today!
Details
Maps
Contract Information
Type: Exclusive Right To Sell
Ownership: Fee Simple
Co-Ownership (Fractional) Agreement YN: No
List Price: $397,499
Status: Active
Current Price: $397,499
List Date: 2026-03-19
Location, Tax & Legal
Assessor's Map #: 77
Legal Description (Abbrev): LOT 128 MOUNTAIN VISTA RANCH PARCEL 7 AMENDED MCR
Assessor's Parcel #: 599
Tax Municipality: Surprise
Taxes: 1145
House Number: 15945
Compass: W
Street Name: COTTONWOOD
St Suffix: Street
City/Town Code: Surprise
State/Province: AZ
Zip Code: 85374
Zip4: 5710
County Code: Maricopa
Assessor Number: 501-77-599
Subdivision: MOUNTAIN VISTA RANCH PARCEL 7 AMENDED
Tax Year: 2025
General Property Description
Dwelling Styles: Detached
# of Interior Levels: 2
Full Bathrooms: 2
Half Bathrooms: 1
Approx SQFT: 1949
Price/SqFt: 203.95
Approx Lot SqFt: 6213
Approx Lot Acres: 0.143
Horses: N
Builder Name: Unknown
Elementary School District: Dysart Unified District
High School District: Dysart Unified District
Elementary School: Kingswood Elementary School
Jr. High School: Kingswood Elementary School
High School: Dysart High School
Community Pool Y/N: No
Private Pool Y/N: No
Fireplace YN: No
Dwelling Type: Single Family Residence
Exterior Stories: 2
# Bedrooms: 4
Total Bathrooms: 3
Year Built: 1999
Legal Info
Range: 1W
Section: 6
Township: 3N
Lot Number: 128
Special Listing Cond
N/A: 1
Construction
Wood Frame: 1
Const - Finish
Stucco: 1
Roofing
Tile: 1
Association & Fees
HOA Y/N: Y
HOA Disclosure/Addendum Affirmation: Yes
HOA Transfer Fee: 400
HOA Fee: 90
HOA Paid Frequency: Quarterly
HOA Name: Mountain Vista Ranch
HOA Telephone: 602-957-9191
HOA Management Company: AAM
HOA Management Phone: 602-957-9191
Special Assessment HOA: No
HOA 2 Y/N: N
PAD Fee Y/N: N
Cap Improvement/Impact Fee: 0
Cap Improvement/Impact Fee $/%: $
Prepaid Association Fees HOA: 0
Disclosure Fees HOA: 0
Other Fees HOA: 0
Land Lease Fee Y/N: N
Rec Center Fee Y/N: N
Ttl Mthly Fee Equiv: 30
Showing Notification Methods
Showing Service: Aligned Showings
Email: 1
Lockbox Type
Supra: 1
Architecture
Other: 1
Master Bathroom
Full Bth Master Bdrm: 1
Double Vanity: 1
Master Bedroom
Upstairs: 1
Not Split: 1
Add'l Property Use
None: 1
Flooring
Carpet: 1
Tile: 1
Wood: 1
Window Features
Dual Pane: 1
Community Features
Biking/Walking Path: 1
Children's Playgrnd: 1
Dining Area
Formal: 1
Dining in LR/GR: 1
Dining in FR: 1
Heating
Electric: 1
Kitchen Features
Dishwasher: 1
Disposal: 1
Electric Oven: 1
Kitchen Island: 1
Laminate Counters: 1
Built-in Microwave: 1
Pantry: 1
Refrigerator: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Interior Features
Vaulted Ceiling(s): 1
Laundry
Washer Included: 1
Dryer Included: 1
Inside: 1
Basement
Basement Y/N: N
Separate Den/Office
Sep Den/Office Y/N: N
Road Access Type
City Street: 1
Road Surface Type
Asphalt: 1
Road Responsibility
City Maintained Road: 1
Technology
3+ Exist Tele Lines: 1
Cable TV Avail: 1
High Speed Internet: 1
Security System Leased: 1
Fencing
Block: 1
Water Source
City Water: 1
Exterior Features
Covered Patio(s): 1
Patio: 1
Spa
None: 1
Sewer
Sewer - Public: 1
Parking Spaces
Slab Parking Spaces: 2
Total Covered Spaces: 2
Garage Spaces: 2
Parking Features
Garage Door Opener: 1
Irrigation
None: 1
New Financing
Cash: 1
VA: 1
Conventional: 1
FHA: 1
1031 Exchange: 1
Energy/Green Feature
Solar Panels: 1
Plumbing
Electric Hot Wtr Htr: 1
Solar Panels
Ownership: Owned Outright
Utilities
APS: 1
Existing 1st Loan
FHA: 1
Property Description
North/South Exposure: 1
Landscaping
Gravel/Stone Back: 1
Grass Front: 1
Yrd Wtring Sys Front: 1
Yrd Wtring Sys Back: 1
Auto Timer H2O Front: 1
Auto Timer H2O Back: 1
Services
City Services: 1
Horse Features
See Remarks: 1
Items Updated
Floor Yr Updated: 2023
Floor Partial/Full: Partial
Roof Yr Updated: 2023
Roof Partial/Full: Partial
Disclosures
Seller Discl Avail: 1
Agency Discl Req: 1
Possession
By Agreement: 1
Close of Escrow: 1
Association Fee Incl
Common Area Maint: 1
Assoc Rules/Info
Prof Managed: 1
Remarks Misc
Cross Street: Bell Road & Reems Road
Directions: From Reems, west on Bell, south on Mountain Vista, south on 158th Dr, west on Cottonwood, home on the south side of road.
Geo Lat: 33.633168
Geo Lon: -112.403493
Property Features
Special Listing Cond: N/A
Add'l Property Use: None
Architecture: Other
Master Bathroom: Full Bth Master Bdrm; Double Vanity
Master Bedroom: Upstairs; Not Split
Flooring: Carpet; Tile; Wood
Window Features: Dual Pane
Spa: None
Community Features: Biking/Walking Path; Children's Playgrnd
Dining Area: Formal; Dining in LR/GR; Dining in FR
Kitchen Features: Electric Oven; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Pantry; Laminate Counters; Kitchen Island
Laundry: Washer Included; Dryer Included; Inside
Interior Features: Vaulted Ceiling(s)
Technology: 3+ Exist Tele Lines; Cable TV Avail; High Speed Internet; Security System Leased
Exterior Features: Covered Patio(s); Patio
Parking Features: Garage Door Opener
Road Access Type: City Street
Road Surface Type: Asphalt
Road Responsibility: City Maintained Road
Construction: Wood Frame
Const - Finish: Stucco
Roofing: Tile
Cooling: Central Air; Ceiling Fan(s)
Heating: Electric
Plumbing: Electric Hot Wtr Htr
Utilities: APS
Water Source: City Water
Irrigation: None
Sewer: Sewer - Public
Services: City Services
Fencing: Block
Property Description: North/South Exposure
Landscaping: Gravel/Stone Back; Grass Front; Yrd Wtring Sys Front; Yrd Wtring Sys Back; Auto Timer H2O Front; Auto Timer H2O Back
Horse Features: See Remarks
Showing Notification Methods: Email
Lockbox Type: Supra
Possession: By Agreement; Close of Escrow
Association Fee Incl: Common Area Maint
Existing 1st Loan: FHA
New Financing: Cash; VA; FHA; Conventional; 1031 Exchange
Disclosures: Seller Discl Avail; Agency Discl Req
Listing Office: Realty ONE Group
Last Updated: April - 24 - 2026
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